http://www.treesandthings.com/story/2006/11/14/134647/66 <a href="http://www.responsiblelending.org/issues/mortgage/">Predatory mortgage lending practices</a> constitute a "hidden tax" on America's poorest peoples.  Fail to score high enough on your credit report and you can expect to end up being serviced by a sub prime lender which will cost you extra money.  Some states take the view of "consumer beware": pay your bills, know your limits, improve your credit rating, and know who you're dealing with.  <a href="http://www.gao.gov/htext/d04280.html en-us Sun, 19 Nov 2006 18:07:56 EST string http://www.treesandthings.com/search/