Your Right To Your Privacy Info Ends At A Government File (Trees And Things)

wetkarma: Re: My solution to all identity theft

Mon, 7 Jan 2008 12:19:38 EST

I understand the perspective that every little bit helps, but we have to be wary of deploying security theater measures (like what goes on at airports) that cause more inconvenience than security.

In regard to the idea that access to the Lexis-Nexis da

profwhat: Re: My solution to all identity theft

Mon, 7 Jan 2008 10:11:34 EST

The additional hoops you propose to be done do not significantly reduce the ability for someone to obtain credit in your name - photograph? compared to what? the fake ID I brought with me? handwriting sample ..again to what purpose? Someone else to vouc

joshv: Re: My solution to all identity theft

Mon, 7 Jan 2008 10:00:24 EST
Even simpler, create two centralized registries:

A "Do not create" registry. If any financial institution creates a bank account, new loan, or issues a credit card to a person on the registry, they are liable for all loss

wetkarma: Re: My solution to all identity theft

Sun, 6 Jan 2008 22:21:54 EST
I have some direct knowledge of this since I do anti-fraud/security work for a financial company/bank. As a result I have an 'industry' response to your proposals.
The first is that the concept of privacy is somewhat of a hash. I can (using access to va

pO157: Second Paragraph Got Eaten

Sun, 6 Jan 2008 11:52:31 EST
It should have read:
I agree that we need to move away from SSNs as a lifelong identifier. I have made it a general policy of telling people (including medical/hospital staff as I did this morning) who ask that "I can't seem to remember -- I should

pO157: Re: My solution to all identity theft

Sun, 6 Jan 2008 11:50:09 EST
I like your solution but it would never happen because it puts the onus of responsibility onto the banks that do the lending. Plus, seeing as how creditor friendly Congress is (Think "Bankruptcy reform") I doubt it would get passed.
I agree that we need

profwhat: My solution to all identity theft

Sun, 6 Jan 2008 09:04:48 EST
The goal shouldn't be to keep Social Security numbers secret -- that's basically impossible, as this article shows. The goal is to make Social Security numbers irrelevant to the process of applying for new credit.
It is incredibly stupid that a me