The problem? There was no mortgage on the house. Alvin Tjosaas had built it with his dad as a teenager decades ago. The contractors were supposed to go to a different house "ten acres away" but they mistakenly burglarized the Tjosaas's residence instead. Twice.
Wells Fargo has offered a $260,000 settlement, but the Tjosaases haven't decided yet whether to accept it. I hope the end result is like this but with a lot more money.